“We are committed to becoming a crypto bank for 7 billion people.”

Digital banks are coming on the market – banks that allow you to open accounts, take out loans or send money in just a few minutes. But how does it work? We’ve interviewed the CEO of PointPay to figure out how your first crypto bank will try to challenge the traditional financial system.

Q: Tell us about the PointPay ecosystem. What projects does it include, and what services does it provide? Who are your main clients?

A: PointPay is a comprehensive service provider in the cryptocurrency market.  Launched in 2018, PointPay already has more than one million active users worldwide. We seek to help people from all walks of life access the financial tools they need to build a better future.

Our core products are a blockchain-based bank, exchange platform, cryptocurrency wallet, and payment system. We offer a diverse range of services that enable you to buy and sell digital assets, take out cryptocurrency loans, store your holdings securely, earn passive income on your holdings, and more.

We aim to provide a comprehensive range of services in one place. We’ve developed many innovative products, such as Launchboard, Escrow, and HR Talent:

• PointPay Launchboard offers investors the opportunity to be among the first to invest in promising cryptocurrency projects. Our goal is to support the crypto economy by providing our customers with priority access to quality emerging projects.
• PointPay’s Escrow Platform is a service that helps protect buyers and sellers in transactions. We act as a middleman to help ensure successful transactions by keeping the buyer’s money secure in an escrow account.
• PointPay Talent Platform – is a platform that matches employers with remote professionals. The Talent Platform is our solution to finding and attracting top-level talent worldwide.

Q: Your company provides cryptocurrency banking services. What functions are already available? Tell us more about it.

A: PointPay, a blockchain-based bank, allows users to earn interest on 32 of the most popular digital assets by simply funding a Savings account. We offer a transparent and simple interest rate that allows anyone to earn APY on their assets.

Furthermore, PointPay customers can borrow and lend seven popular cryptocurrencies with USDT as collateral. Cryptoloans do not require a credit check because digital assets serve as collateral for transactions. We offer the lowest interest rates on cryptocurrency loans – users can borrow assets…